New: Physician office package insurance now available!

Effective July 17, 2010, rates for office packages are as much as 50% below last year's premiums. Call your agent today to learn more.

Brochure (PDF)
Application (Word)

• GL Limits of $2,000,000 / $4,000,000 available
• Aggregate limits per location for premises liability included in our base form
• Blanket Additional Insured wording included in our base form
• Business Personal Property is included off premises, in transit or at a temporary location up to your on premises limit
• Computers, software and data coverage included at $50,000 on premises
• Computers, including laptops and PDA’s (Smart Phones), included at $25,000 of worldwide coverage
• Targeted Hacker Attack Coverage is included at a limit of $25,000 direct damage and $25,000 BI
• Business Income included, 12 months Actual Loss Sustained with options of 6, 9, 18, & 24 months with an additional option of 365 days on Extended Business Income
• Business Income Dependent Property Coverage included at $10,000 limit
• Inflation Guard of 3% for Building and Business Personal Property Coverage
• Money & Securities coverage is included within your limit of Business Personal Property
• Equipment Breakdown is included as a covered cause of loss
• Fine Arts Coverage included at $25,000 with higher limits available
• Employee Dishonesty Coverage included at $25,000 limit
• Forgery & Alteration Coverage included at $25,000 limit
• Sewer or Drain Backup included at $25,000 limit
• Identity Theft/Recovery Services Endorsement at no additional cost
• Employment Practices / Fiduciary Liability included at $10,000 for 99% of classes